Wealth BenchmarkUS Leaderboard

See how your wealth compares to your peers and every US state using projected 2026 data. Track your progress toward the top 10%.

Dynamic

Free

Real-Time

Your Profile

Baseline wealth stats

Current Age

Resident State

Total Assets

Include Home Equity?

Monthly Saving

Years to Project

Liquid / Investable Wealth

$250,000

Above Median Wealth Achieved

US Median (Age 35)

$115k

Target Hit

Top 10% (Age 35)

$750k

8 years until milestone

California Median Comp

$395k

-37% Behind

Interactive Wealth Heatmap

Your Net Worth vs Projected 2026 State Medians

Behind

Near

Ahead

Click to set as Resident State

Future Wealth Trajectory

Compounding vs Future Age Benchmarks

Your Target

Median Path

Top 10%

Projected using a blended 7.5% annualized growth rate based on a 20-year horizon.

The Truth About Net Worth Benchmarks

Myth: The Median is the "High Life"

The US median net worth is heavily skewed by primary residence equity. For many families, holding a "millionaire" net worth simply looks like $700k trapped in home equity and $300k in a 401(k). True financial independence usually comes from liquid, investable assets rather than a paid-off primary home.

Fact: The Top 10% Wall

Crossing from the 50th percentile (Median) to the 90th percentile (Top 10%) represents an exponential leap in absolute dollars. Joining the top 10% usually requires aggressive early investing out-performance, significant business ownership, or dual high-income households.

Frequently Asked Questions

Master the mechanics of your financial journey.

QHow is net worth calculated in this benchmark?

Net worth is calculated as your total assets (investment accounts, retirement funds, cash, and home equity) minus all liabilities (mortgages, student loans, auto loans, and credit card debt).

QWhere does the US net worth benchmark data come from?

Our age and state comparisons are modeled from the Federal Reserve Survey of Consumer Finances (SCF) and US Census Bureau wealth distribution datasets, adjusted forward for 2026 asset growth.

QWhy is median net worth more useful than average net worth?

Average net worth is heavily skewed upward by ultra-high-net-worth billionaires. The median (50th percentile) shows the exact middle household in your age bracket, while the 90th percentile represents the threshold to enter the top 10%.

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